Car accidents are, of course, stressful occurrences, whether it's a severe collision or just a small fender bender. Often in the U.S., misery is not just about harm. Once an accident complaint passes through your insurance, your second high-stress incident associated with the crash is likely to be a rate rise, even if you are not at fault. If the accident was yours, expect the next time your policy is up for renewal to pay significantly more. Whether it's a sedan, SUV, or truck, the quantity can rely on what you ride. It definitely also relies on your driving record, but it can also rely substantially on the state in which you reside.
A new Insurance.com research examines these level rises more closely and defines the 10 worst countries to lodge a claim for an incident. In all 50 states where the claim was at least $2,000 in damage, the study focused on at-fault claims. The bad news is that, regardless of the state in which you reside, insurance policy prices rise by an average of 31 percent after a statement of fault. Certain countries are definitely worse, such as Michigan with its no-fault insurance scheme where each individual files a complaint with their own insurance company irrespective of who caused the crash.
Here is a fast overview of 10 worst states to raise insurance rates after an auto accident and how much your annual insurance premium will increase after a claim on average.
Furthermore, the research describes that greater cost of repair is a contributing variable to the increase in price after an incident. Obviously, location is also a determining variable, with densely populated regions of New England and the Mid-Atlantic region covering four of the ten countries on the list. In this research, many of the countries are also among the most costly locations to simply bring auto insurance, making an accident particularly costly in these fields.
Buckle up and drive safely everyone!
Original post from Motor1.com